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Benefits Package for General Employees (Full-Time)
Benefits Package General Employees (Full-Time)
All rates for Calendar Year 2022.
Eligibility: Benefit eligibility starts on the first of the month following 60 calendar days of service.
Health Insurance: Cigna
Monthly Costs
Monthly Health Insurance Rates for 2022:
Employee Open Access Plus Plan In-Network
Item | Premium Rate | Employer Premium Cost | Employee Premium Cost |
---|---|---|---|
Employee Open Access Plus Plan In-Network | $991.66 | $991.66 | $0 |
Employee Health Spending Account (HSA) Open Access Plus | $824.71 | $824.71 | $0 |
City Contribution to HSA | n/a | $62.50 | $0 |
Total | n/a | $887.21 | $0 |
n/a | Biweekly | n/a | $0 |
Employee +1 Open Access Plus Plan In-Network
Item | Premium Rate | Employer Premium Cost | Employee Premium Cost |
---|---|---|---|
Employee +1 Open Access Plus Plan In-Network | $1,746.31 | $991.66 | $641.45 |
Contribution to Premium | n/a | $113.20 | $0 |
Total | n/a | $1,104.86 | $641.45 |
n/a | Biweekly | n/a | $296.06 |
Employee + 1 HSA Open Access Plus Plan In-Network
Item | Premium Rate | Employer Premium Cost | Employee Premium Cost |
---|---|---|---|
Employee + 1 HSA Open Access Plus Plan In-Network | $1,452.33 | $824.71 | $514.42 |
Contribution to Premium | n/a | $113.20 | $0 |
City Contribution to HSA | n/a | $83.34 | $0 |
Total premium + Contribution | n/a | $1,021.25 | $514.42 |
n/a | Biweekly | n/a | $237.43 |
Employee + Family Open Access Plus Plan In-Network
Item | Premium Rate | Employer Premium Cost | Employee Premium Cost |
---|---|---|---|
Employee + Family Open Access Plus Plan In-Network | $2,385.92 | $991.66 | $1,185.12 |
Contribution to Premium | n/a | $209.14 | $0 |
Total | n/a | $1,200.80 | $1,185.12 |
n/a | Biweekly | n/a | $546.98 |
Employee + Family HSA Open Access Plus
Item | Premium Rate | Employer Premium Cost | Employee Premium Cost |
---|---|---|---|
Employee + Family HSA Open Access Plus | $1,984.27 | $824.71 | $950.42 |
Contribution to Premium | n/a | $209.14 | $0 |
City Contribution to HSA | n/a | $83.34 | $0 |
Total premium + Contribution | n/a | $1,117.19 | $950.42 |
n/a | Biweekly | n/a | $438.66 |
The City's 15% contribution towards dependent coverage at the HMO level cost is factored into the rates shown.
High Deductible Health Plan/Health Savings Account (HDHP/HSA)
This program allows employees who have the High Deductible plan to designate a dollar amount of their paycheck to be put aside and held in an account until those monies are needed for out of pocket medical or dependent care expenses. The money is deducted before taxes are paid. (Eligibility starts on the first of the month following 60 calendar days of the service).
Health Insurance Opt-Out
The City offers an alternative option for active employees who have proof of other qualifying health coverage (individual, group or Medicare Parts A & B.) Employees may opt out of the City's health plan and receive $195 a month, paid on a bi-weekly basis. (Eligibility starts on the first of the month following 60 calendar days of service.)
Employee Assistance Program (Cigna Behavioral)
Employees and their family members do not pay for EAP counseling services. Should additional counseling be necessary, EAP will work with the employee's current health provider for coordination of service and can assist in a referral to the best local resource at the lowest cost to the employee. (Eligibility on first day of employment)
Term Life Insurance/AD&D Cigna
Coverage based upon annual salary (in increments of $10,000). Maximum coverage of $50,000. Supplemental insurance available at employee cost through Cigna Life. Optional term life only is available for spouse and dependent children at employee's cost. (Eligibility starts on the first of the month following 60 calendar days of service.)
Contributions: City pays: 100% Employee pays: 0%
Coverage: | Annual Salary | Coverage |
<$20,000 | $20,000 | |
$20,000 to <$30,000 | $30,000 | |
$30,000 to <$40,000 | $40,000 | |
$40,000 or greater | $50,000 |
Dental Insurance United Healthcare
(Eligibility starts on the first of the month following 60 calendar days of service.)
Monthly Contributions at Employee's expense: | Single Coverage | Family Coverage |
---|---|---|
Monthly | $30.96 | $85.84 |
Bi-weekly | $14.29 | $39.62 |
Vision Insurance United Healthcare
(Eligibility starts on the first of the month following 60 calendar days of service.)
Monthly Contributions at Employee's expense:
Contribution Deduction Option | Single Coverage | Family Coverage |
---|---|---|
Monthly | $7.34 | $17.75 |
Bi-weekly | $3.39 | $8.20 |
Retirement Plan for General Employees
The City of Maitland General Employee's Money Purchase Plan 401(a) is a defined contribution plan.
Contributions:
- City of Maitland: 6%
- Employee: 0%
Exempt Employee Deferred Compensation Plan Contribution
The City contributes an amount equal to 3% of base pay for exempt employees to the 457 Plan.
Deferred Compensation Plan 457 and ROTH Plans
Deferred Compensation Plan 457 and ROTH plans through ICMA available for employees (participation is at employee's cost). (Eligibility starts on the first of the month following 60 calendar days of service.)
Personal Leave
Accrue 120 hours annually with an increase of 40 hours at 5 and 10 years of service. (Eligible at 6 months.)
Holidays
Employees observe 10 paid holidays annually.
Sick Leave
Accrue 80 hours annually. (Eligible at 6 months).
Military Leave
Upon presentation, and confirmation, of official orders, the City will grant an extended leave of absence to any employee called to "Active Service" to perform duties in the uniformed services during a National, State or other officially declared emergency or disaster. All regular full-time employees are eligible for full pay and benefits within the first thirty-day period from the date of activation with the confirmation of official orders.
Thereafter, for a period of up to eleven months, the City will supplement the difference between an employee's military base pay compensation and the employee's regular rate of City pay (including any incentive payments).
Compassionate Leave
The City's Compassionate Leave Donation Program is a voluntary program that provides employees with potential leave hours should a catastrophic illness, accident, or other extenuating circumstances occur. The program allows full-time employees the opportunity to donate accumulated personal leave hours to full-time employees who have exhausted all paid time off.
Uniforms
City provides uniforms (if applicable).
Tuition Reimbursement Program
Maximum of $1,600 per fiscal year may be reimbursed for qualifying formal academic education.
Direct Deposit Program
A direct deposit program is available to all City employees, which provides for deposits directly to the financial institution and account of the employee's choice.
Credit Union
Membership in the Fairwinds Credit Unions is available to City employees.
Section 125 Plan
The City offers a Flexible Benefits Program, which allows employees to pay qualified benefit premiums before any taxes are deducted from their paycheck.
Flexible Spending Accounts (FSA)
This program allows employees to designate a dollar amount of their paycheck to be put aside and held in an account until those monies are needed for out of pocket medical or dependent care expenses. The money is deducted before taxes are paid. (Eligibility starts on the first of the month following 60 calendar days of service.)
Legal Shield
This is a Prepaid Legal service available to employees, at their expense, which provides for legal needs to include IRS audits, consumer problems, trial defense, etc. (Eligibility starts on the first of the month following 60 calendar days of service.)
Supplemental Insurance
A variety of supplemental health coverages including Cancer, Disability, Accident, etc., are available from various providers including AFLAC and Colonial. These coverages would be at the employee's cost. (Eligibility starts on the first of the month following 60 calendar days of service.)
Other Benefits
Additional benefits, which are not listed in Section VIII of the City's Personnel Policies and Procedures Manual, include the Merit Bonus, Wellness Programs, Safety Incentive Program and other employee-enhanced programs.